If taking part in rallies then you do need to ensure that your green laning insurance would include liability cover. The rally organizers would insist on you having liability cover as this would pay out for anyone who got hurt attending the rally and was to be hurt due to your fault. If you did not have this protection you would have to pay for legal and court costs out of your own pocket for both the third party and yourself and this could add up to thousands of pounds.

If you have adapted your vehicle to your needs then it could be a great deal more valuable than when you bought it. Therefore you might want to ensure that you have agreed values in your policy. To take out agreed values you would have to have your car valued and this would be the amount of money that you would get back from the policy if a claim had to be made.

You could also check to find out if you had salvage retention rights included in the policy. This could be considered essential if you have added many parts onto your vehicle to tailor it to suit your needs. In the event that your vehicle was to become a write off you then might be able to claim back parts that were undamaged to be used again if you bought another vehicle aimed at greenlining. However whether you would be able to salvage any parts would depend on how badly your vehicle was damaged.

There are ways that you could save on your green laning insurance before applying for the insurance. For instance you could offer to pay more in excess than what the insurance provider is asking. There would be a limit on the policy as to the minimum amount that you would have to pay before your insurance company would pay out on the rest of the claim. By paying more excess you could keep down the cost of the premiums for your policy but do take into account that you would need to find this money out of our own pocket in a lump cash sum.

You could also ensure that your vehicle is as secure as possible and this could help you to save on the premiums for your insurance. By keeping your vehicle in a garage that is under lock and key then your vehicle would be harder to steal and it would be at less risk of being damaged then it would be at the side of the road. You could also add a tracking device or install an immobilizer and this would also go towards you being able to save on the cost of your policy.

Source